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Extension of the Grace Period for National Flood Insurance Program (NFIP) Premiums Due to COVID-19 Pandemic
To avoid a lapse in coverage, there is typically a 30-day grace period to renew policies. However, due to the widespread economic disruption arising from the COVID-19 pandemic, FEMA recognizes that flood insurance policyholders may not meet the standard policy renewal deadline.
To help serve its National Flood Insurance Program (NFIP) customers who may be experiencing financial hardships, the agency is extending the grace period to renew flood insurance policies from 30 to 120 days. This extension applies to NFIP flood insurance policies with an expiration date between February 13-June 15, 2020.
If you do not currently have flood insurance, this does not apply to your home. Everyone living near a body of water or creek is encouraged to explore obtaining flood insurance. Your local insurance agent has more information on obtaining flood insurance.
Click here to read the National Flood Insurance Program bulletin: https://nfipservices.floodsmart.gov/wyobull2020.html
Click here to read the FEMA news release: https://www.fema.gov/news-release/2020/03/29/fema-extends-grace-period-flood-insurance-renewal-premiums